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IAHU is the State of Idaho chapter of the National Association of Health Underwriters (NAHU), which represents more than 100,000 licensed health insurance agents, brokers, consultants and benefit professionals across America.  Our membership consists of local agents, producers, company representatives, and other insurance professionals.  Our members are dedicated to helping meet the health, financial, and retirement security needs of all Americans. 

Our vision is that through the services of insurance professionals, every Idahoan will understand and have access to private sector solutions for health, financial and retirement security needs.

 

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President's Message
March 2017
By
Brad Miles - IAHU President 

Brad Miles

Be Extraordinary in 2017.

Would you like to help shape a great health care system for Americans tomorrow and for our future generations???

I hope that by now you have heard that the Idaho Department of Insurance director, Mr Dean Cameron has recently reached out to the Idaho Association of Health Underwriters.  He has requested that we make certain that the voice of the people in the state of Idaho are included when the regulators at the Centers for Medicare and Medicaid Services (CMS) complete their changes to the parameters which we must all follow when conducting our business of providing quality health coverage for Idaho citizens.

Initially, he has requested that we contact his office and tell him what dates should be used to begin and end the 2018 Open Enrollment Period.  CMS has proposed that the enrollment period be limited to 45 days per year beginning November 1, 2016.  This would give insurance professionals less than 50% of the time they had to conduct services and take care of our clients for the 2017 Open Enrollment Period.

If you felt rushed for time this past Open Enrollment Period, prepare for a serious rush this next year.  Every single agent which I have spoken to thus far has supported the 76 days, beginning October 1, 2017 to December 15, 2017 for the 2018 Open Enrollment Period, or a longer period than that if possible.

However, my point, and the opportunity presented by Director Cameron emphasizes the fact that if we are insurance industry professionals and we have ideas which we feel are in the best interest of the citizens of Idaho and the health care system in the United States in general, WE NEED TO MAKE CERTAIN THAT OUR VOICES ARE HEARD.

Director Cameron did not tell you, and I will not tell you, where you stand on this issue.  We simply want you to know that changes are going to occur and this is one of many ways WE CAN BE SURE OUR PROFESSIONAL, EXPERIENCE-BASED IDEAS ARE NOT OVERLOOKED.

https://www.federalregister.gov/documents/2017/02/17/2017-03027/patient-protection-and-affordable-care-act-market-stabilization

My further hope is that you will take the time to read the entire “Proposed Rule” which was printed into the US Government’s Official Journal, “The Federal Register” on Feb 17, 2017.  As you will learn, there are several changes being proposed and the dates for the (annual) Open Enrollment Period are a small part. 

What I thank Director Cameron and the National Association of Health Underwriters for is that they have brought to our attention that our health care system in the entire United States including Idaho, is evolving and we have the opportunity to shape the future of Healthcare in America.  (You will notice that this particular “Proposed Rule” in the Federal Register provides 4 different methods which we can choose from to get our ideas and suggestions in front of the folks making the changes.

Changes really are happening.  I do not know that you have the “Responsibility” to make your voice be heard.  However, I do believe that if we want to be a part of the future that is being shaped, we cannot remain silent.

I strongly encourage you to make the most of your NAHU membership in 2017, as NAHU provides more ways for each and every one of us to Be Extraordinary!


 

 

 

 

 

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